Economical, ecological and quick to build, are the main advantages of prefabricated houses.
Modular houses owe their name to be produced by parts in factories, to be later assembled on the ground in loco. It is also on the ground that the finishes chosen by their owners are applied.
Here, each house is a different case
The evolutionary versatility of modular construction allows us to adapt it to any type of project. Bring your dream to us and watch it come true.
1. What are the advantages of modular / prefabricated houses?
The advantages of prefabricated houses are extremely sharp and, for us, far outweigh the disadvantages.
Among them, we would highlight the following:
2. Do I need a license to build a modular / prefabricated house?
Yes, it is necessary to have a license as long as the construction is permanently incorporated into the soil.
The simplicity of construction does not dispense with licensing, which, in Portugal, is the same as that of a normal house. If you want to build a prefabricated house, you must go to the City Hall 30 days in advance and present the written or drawn parts that must be signed by a legally qualified technician and accompanied by a Term of Responsibility. Prefabricated houses also require a Housing License - which must be requested from the City Council - and a License to Use License.
3. Is it possible to obtain credit for a modular / prefabricated house?
Yes, some solutions for this type of processes are beginning to appear.
To make it possible to obtain a mortgage for this type of construction, the property you want to finance cannot be "displaced". In other words, if we are talking about removable houses, the bank's guarantee is less, which will make it difficult to approve a credit with these characteristics. Some banks will be able to grant the financing through a traditional mortgage loan, others will be able to grant only through a personal credit, which, in the beginning, means higher interest rates. However, these alternatives may not be presented on the digital channels of banking institutions.
The only bank that has, so far, a specific financing line for prefabricated houses is Caixa Geral de Depósitos. The CGD Mortgage - Prefabricated Houses product is intended for those who want to buy, build or make works in their prefabricated house for permanent permanent housing or even for holidays.
Click here to simulate your Mortgage Credit with Caixa Geral de Depósitos.
4. What is the constitution of our modular / prefabricated houses?
MDH houses can be made in two ways: fixed or removable. The fixed houses are made from a fixed slab, on the spot, while the removable houses are built in the factory and only then transported to the land.
A modular house is built on site when the accessibility of the land does not allow its transport or when the characteristics of the land so require. An "immovable" house is also mandatory in the case of using Housing Credit.
At MDH, houses are made up of:
Our details. Because small details are always the most important.